Credit Cards

Credit Cards: The Secrets to How They Affect Your Credit Score

First, you need to know that credit cards have no effect on your credit score. Credit cards only affect your credit score if the card is issued by a company reporting to one of the major credit bureaus: Equifax, TransUnion or Expirian. While most banks report to all three, a few…

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Five Ways to Avoid Credit Card Late Fees

Late fees on credit cards are the same thing as throwing away your money. Your credit score can be affected if you fail to make your monthly credit card payments on time. These payment strategies and tips will help you avoid these expensive fees. Every detail is crucial when credit card companies…

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7 Things You Must Know About Credit Cards

Let’s take a closer look today at credit cards and what you need to know. Fact 1: The Credit Reporting Act gives you rights. Did you see your monthly billing statement recently? If you have, and you find that your monthly billing statement contains inconsistencies, errors, or fraudulent charges, then we recommend…

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